Choose the Plan That Fits Your Needs

TIMFIN S.P.A. offers three clearly structured lending tiers to match different financial situations and borrowing purposes. Whether you need a small short-term loan, mid-range device financing, or a larger personal loan for consolidation or a major purchase, we have a plan built for you. Each tier comes with fixed monthly payments, transparent rates, and no hidden charges. Select the tier that best reflects your current needs and upgrade or refinance at any time.

Essential

From 5.9% APR

Designed for first-time borrowers or those seeking a small, short-term credit facility to cover immediate expenses or a single consumer purchase.

  • Loan amounts up to $2,500
  • Repayment terms 3 to 12 months
  • Fully digital application and approval
  • Fixed monthly installments
  • No early repayment penalty

Flex

From 7.9% APR

Ideal for customers financing a smartphone, laptop, or home appliance, or those consolidating two to three smaller debts into one structured payment.

  • Loan amounts $2,500 to $10,000
  • Repayment terms 6 to 36 months
  • Device and retail installment credit included
  • Adjustable payment schedule options
  • Dedicated account support contact
  • Soft credit check for initial pre-approval

Premier

From 9.5% APR

Built for customers with larger financing needs — debt consolidation, significant consumer purchases, or multi-item electronic financing with extended repayment comfort.

  • Loan amounts $10,000 to $50,000
  • Repayment terms up to 60 months
  • Personalised rate based on full credit profile
  • Priority processing and dedicated advisor
  • Debt consolidation structuring included
  • Quarterly repayment review option